Focused on the professional services needs of expatriates in Singapore and persons looking to migrate or invest into the UK or Australia

What we do:

Our business is to provide a comprehensive, independent and high quality range of professional services in one place for the evolving needs of expatriates

The concept behind Spice Advisory was borne out of the experiences of its founders, who are both expatriates living in Singapore. We found that when seeking professional advice in a range of areas, including tax, property, wealth, immigration and financing etc the only option appeared to be referrals from friends or responding to email marketing campaigns. There are several disparate providers in Singapore who don’t operate in a joined up fashion and this seemed sub-optimal.  In addition, there seemed to be an absence of truly independent advisors who didn’t appear to be affiliated to a wealth planner, insurance company and the like.  

The concept of Spice Advisory was borne out of a desire to provide something of a solution to that problem. With a range of in-house services which are fully independent of other providers, we aim to be as impartial as possible, focusing always on ensuring that our clients receive the right advice for them. Where we don’t provide services in-house, we have affiliated ourselves with firms we view as being best in class and we will be happy to provide referrals.

Our Services

Independent, Transparent and Balanced

Taxation

We provide expatriates and other private individuals with a range of taxation services. Whether you need help in filing your annual Tax Return, or need help to understand and minimise tax liabilities on your incomes, gains and wealth, we can help. Typical tax concerns for most expatriates revolve around residence, domicile, inheritance tax planning (UK), relocation, property taxation and tax-efficient wealth structuring.  Our taxation practice is led by Martin Rimmer BSc Hons, ATT (Fellow), a well-known and much respected tax professional based in Singapore.  Martin has the unusual skill of making tax accessible and amusing!

Developments

Our Developments business assists expatriates navigate direct investment opportunities into property development projects in both UK and Australia.  The various double tax treaties between the UK and countries like Singapore make direct investment very appealing as an investment opportunity since interest and dividends are treated very generously.  We are also able to assist clients who own land in UK or Australia and need hands-on help to evaluate and possibly execute a development project of their own.  Our Developments business is led by Mark Buchan BSc Hons BFP ACA.

Debt

Too often when non-residents are looking to finance property (or other assets), customers are faced with endless telephone calls and emails, manual form filling and scanning of documents trying to deal with someone remotely.  Our debt advisory and financing practice sources the best financing arrangements for specific customer requirements. We will work with a range of best in class intermediaries and will work with you and them to manage the application and borrowing process.

Migration

Our Migration business is a one-stop-shop to provide tax, succession and immigration advice for those customers who are looking to relocate to the UK or Australia. Working in conjunction with our Taxation practice, we will ensure that all aspects of your relocation  from a tax and immigration perspective are fully and expertly handled.  our Migration practice is headed by Martin Rimmer BSc Hons ATT (Fellow).

Estates

Our Estates practice will assist with your multi-generational challenges.  At a basic level, working in conjunction with a trusted third party, we can ensure you have up to date and valid wills in place.  For more complex clients we can evaluate your estate planning strategy and inheritance plans.  Our Estates practice can also advise on trusts, lasting powers of attorney, legacy planning and inter-generational structures.  Our Estates practice is led by Martin Rimmer BSc Hons ATT (Fellow).

Lifestyle

Last but not least, when we say Spice Advisory is balanced, we mean that we also recognise looking after your financial needs can have a fun element to it.  Our Lifestyle division aims to introduce our clients to the world of alternative assets, with combined lifestyle and investment themes.  Our first area of focus is wine (both the enjoyment of and investment in).  Our Lifestyle division is led by Mark Buchan BSc Hons BFP ACA.